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Al Khozama Investment Co. 

Version: 1.0

Classification: Public  

  1. About us
    Al Khozama Investment Co. ("Al Khozama", "we", "our", or "us") is an investment and   
    business services organization operating within the Kingdom of Saudi Arabia. Through its   
    digital platforms, including its website and other online communication channels, the   
    organization engages with customers, business clients, and vendors for business   
    communications, service enquiries, and relationship management. We are committed to   
    protecting personal data and ensuring that such data is collected, processed, stored, and   
    protected in accordance with the Personal Data Protection Law (PDPL) of the Kingdom of   
    Saudi Arabia and its implementing regulations.  
     
  2. Personal Data We Collect  
    When individuals interact with our website or digital communication channels, Al Khozama   
    Investment Co. collects limited personal data necessary to respond to enquiries and   
    manage communications. The personal data collected is categorized as follows:  

    Mandatory Data (Directly Collected)  

    We collect the following personal data directly from individuals: Name, Email Address, and   
    Phone Number. Providing this data is mandatory for us to respond to your enquiries, create   
    an account, or provide the requested services. Failure to provide this mandatory   
    information may result in our inability to fulfill your request or provide the service.  

    Indirect Data (Technical & Usage)

    In addition to the personal data provided directly, certain technical information related to   
    website usage may be collected automatically through cookies and analytics technologies.   
    This includes IP addresses, browser type, device information, and usage patterns to support   
    website performance monitoring and service improvement.  
     
  3. Methods of Collecting Personal Data 
    Personal data is collected through two primary methods:

    Direct Collection: This occurs when individuals voluntarily provide their personal data   
    through online forms, account registration processes, support enquiry submissions, or   
    when subscribing to communications from the organization. In such cases, individuals   
    knowingly provide their contact details for the purpose of communicating with Al Khozama   
    Investment Co.  

    Indirect Collection: This occurs through technical tools such as cookies, website analytics   
    services (specifically Google Analytics), or similar tracking technologies. These technologies   
    collect information about website interactions and usage patterns to help the organization   
    understand how visitors use its website and improve the quality of services offered through   
    digital platforms.  
     
  4. Purpose of Collecting Personal Data 
    The personal data collected through our website and digital platforms is used strictly for   
    legitimate and defined purposes related to our business operations. These specific   
    purposes are:
     

    1. Support Enquiries: To respond to support requests, questions, and service   
      enquiries submitted by customers, clients, or vendors.
       
    2. Marketing Communications: To send promotional materials and updates where   
      individuals have provided explicit consent.  
       
    3. Account Creation: To facilitate the creation and management of user accounts on   
      our digital platforms.  
       
    4. Analytics: To monitor website performance and analyze usage trends.  
       
    5. Service Improvement: To enhance the functionality, security, and overall user   
      experience of our digital services.  

    In all circumstances, Al Khozama Investment Co. ensures that only the minimum amount of   
    personal data necessary to achieve the intended purpose is collected and processed,   
    adhering to the data minimization principle.  

  5. Legal Basis for Processing Personal Data  
    Al Khozama Investment Co. processes personal data in accordance with the lawful bases   
    permitted under the Saudi Personal Data Protection Law. Depending on the nature of the   
    interaction, personal data may be processed based on the consent of the individual, 
    particularly where personal data is used for marketing communications or optional   
    services. Personal data may also be processed where it is necessary to fulfil contractual or   
    service-related obligations, such as responding to enquiries or managing communications   
    with clients or vendors.  
    In certain cases, personal data processing may also be based on the legitimate interests of   
    the organization, such as maintaining website functionality, improving services, and   
    ensuring the effective operation of digital platforms, provided that such interests do not   
    override the rights and freedoms of individuals. Personal data may also be processed where   
    required to comply with applicable legal or regulatory obligations.  
    Where processing relies on consent, individuals may withdraw their consent at any time   
    without affecting processing activities carried out prior to the withdrawal.  
     
  6. Use of Personal Data  
    Personal data collected by Al Khozama Investment Co. is used solely for the purposes for   
    which it was collected. This includes managing communications with customers, clients, and   
    vendors, responding to service or support enquiries, maintaining digital accounts where   
    applicable, and providing updates related to services or business communications. Personal   
    data is also used to send marketing communications where individuals have agreed to   
    receive such information.  
    Technical data collected through cookies and analytics tools is used to monitor website   
    usage, identify areas for improvement, enhance website functionality, and support the   
    development of better digital services. All processing activities are carried out in accordance   
    with applicable legal and regulatory requirements.  
     
  7. Marketing Communications  
    We will only send marketing communications if you have provided your explicit consent.   
    Marketing communications are entirely optional, and you are not required to consent to   
    marketing to use our services. You have the right to withdraw your consent (opt-out) at any   
    time by clicking the "unsubscribe" link included in every marketing email or by contacting   
    us directly.  
     
  8. Sharing of Personal Data  
    Al Khozama Investment Co. may share personal data with carefully selected third-party   
    service providers that support the organization's operational activities. Specifically, we   
    share data with providers of Customer Relationship Management (CRM) systems and Email 
    Marketing tools. These third parties process personal data strictly on behalf of the   
    organization and only for the purposes specified in this Privacy Policy.  
    All third-party service providers are located within the Kingdom of Saudi Arabia and are   
    required to implement appropriate security and confidentiality measures. They must   
    process personal data in compliance with applicable data protection regulations.   
     
  9. Cross-Border Transfer of Personal Data  
    Al Khozama Investment Co. does not transfer or disclose personal data to any party outside   
    the Kingdom of Saudi Arabia. All personal data is stored, processed, and managed   
    exclusively within the Kingdom's geographical borders.  
     
  10. Cookies and Tracking Technologies  
    The website of Al Khozama Investment Co. uses cookies and similar technologies,   
    specifically Google Analytics, to support website functionality and improve the user   
    experience. These technologies collect information about how visitors interact with the   
    website, allowing the organization to analyze website performance and improve digital   
    services. Users visiting the website are presented with a cookie consent banner that allows   
    them to accept all cookies, reject non-essential cookies, or manage their cookie preferences   
    according to their preferences. Users may change their cookie settings at any time through   
    the details specified in the Cookie Policy.  
     
  11. Personal Data Retention  
    Personal data collected by Al Khozama Investment Co. is stored securely within systems   
    operated by the organization or its trusted service providers. The organization ensures that   
    personal data is stored in systems located within the Kingdom of Saudi Arabia and protected   
    through appropriate administrative, technical, and organizational security measures.  
    Personal data will only be retained for as long as necessary to achieve the purpose for which   
    it was collected or to comply with legal and regulatory requirements. Once personal data is   
    no longer required, the organization will securely dispose of such data using appropriate   
    methods designed to prevent unauthorized access, recovery, or misuse. These methods   
    may include secure deletion from digital systems, removal from databases, or destruction   
    of physical records where applicable.
     
  12. Data Subject rights  
    Under the Saudi Personal Data Protection Law, individuals have a number of rights   
    regarding the processing of their personal data. Individuals have the right to be informed   
    about how their personal data is collected, processed, stored, and disclosed. They also have   
    the right to request access to their personal data held by the organization and to obtain   
    such information in a clear and understandable format. Individuals have the right to request   
    correction of inaccurate or incomplete personal data and to request the deletion of personal   
    data where it is no longer necessary for the purpose for which it was collected. In addition,   
    individuals have the right to withdraw their consent for personal data processing where   
    consent serves as the legal basis for processing.  
    Requests relating to any of these rights may be submitted by email to [INSERT:   
    privacy@alkhozama.com], through the website contact form at [INSERT: URL], by telephone   
    at [INSERT: phone number], or in writing to the Procurement Department at [INSERT: full   
    postal address]. All valid requests will be responded to within a month’s time from the   
    receipt.  
     
  13. Complaints and Objections  
    Individuals who believe their personal data has been processed in a manner inconsistent   
    with the PDPL, or who wish to object to a specific processing activity, may submit a   
    complaint to the Data Protection Officer using [INSERT: DPO@alkhozama.com]. The   
    organization will acknowledge the complaint and provide a substantive written response   
    within 30 calendar days. If the individual is not satisfied with the outcome, or if the   
    organization fails to respond within the stated period, the complaint may be escalated to   
    the Saudi Data and AI Authority (SDAIA) at sdaia.gov.sa or through the National Data   
    Governance Platform at dgp.sdaia.gov.sa, Riyadh, Kingdom of Saudi Arabia.  
     
  14. Availability of the Privacy Policy  
    This Privacy Policy is made available to individuals prior to or at the time of collecting   
    personal data. The policy is accessible through the organization’s website and may also be   
    made available through other digital channels where personal data collection occurs. Al   
    Khozama Investment Co. ensures that the policy is presented in clear and understandable   
    language to help individuals understand how their personal data is handled.
     
  15. Updates to This Privacy Policy  
    Al Khozama Investment Co. may update this Privacy Policy periodically to reflect changes in   
    legal requirements, organizational practices, or digital services. Any updates to the policy   
    will be published on the organization’s website together with the date of the most recent   
    revision. Individuals are encouraged to review this Privacy Policy periodically to stay   
    informed about how their personal data is protected.  

    Last updated date: [INSERT DATE]